$550
Annual fee
See the card
Card reviewChase
Updated Aug 14, 2026 · research
ChaseUnited MileagePlus
United ClubSM Card
Premium United Airlines card with United Club access, two free checked bags, Premier Access, and up to 90,000 bonus miles.
LuxuryPersonal
Visa
$695
Annual fee
11x miles eligible united flights
Top rate
N/A
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 90,000 miles
Spend $5,000 in 90 days
Verifiedissuer product page
Card Offers
public
Earn 90,000 miles
Spend $5,000 in 90 days
issuer product page
Earning Rates
Eligible United flights
11xmiles
11x total consists of 6x miles on the primary cardmember's fare from United as a MileagePlus member plus 5x on the entire United purchase with the United Club Card; earning differs for Basic Economy or base option tickets.
Other eligible United purchases
5xmiles
Includes airline tickets purchased from United, seat upgrades, Economy Plus, inflight food, beverages, Wi-Fi, baggage service charges, other United fees, and United Card Events from Chase; exclusions apply.
Renowned Hotels and Resorts for United Cardmembers
5xmiles
Hotel accommodation purchases made using the card through Chase Travel; must be eligible prepaid hotel stays.
Dining
2xmiles
Includes restaurants, takeout, and eligible delivery services.
Travel
2xmiles
Excludes United purchases that qualify for 5 miles per dollar.
All other purchases
1xmiles
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $695 |
APR Information
- Purchase APR
- 19.74% - 28.24%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
11 benefits (2 strong or better)
Travel Access & Perks
Travel Credits
Elite Status
Statement Credits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
The United ClubSM Card is a premium United Airlines co-branded travel card offering United Club access, airline benefits, annual partner credits, and United MileagePlus miles on purchases.
Ready to Decide?
Apply for the United ClubSM Card
Earn 90,000 miles with a $695 annual fee.
Spend $5,000 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 11 of 11 benefits rated high confidence
- 11 source citations across benefits
- 1 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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