$595
Annual fee
See the card
Card reviewChase
Updated Jul 23, 2026 · research
ChaseUnited MileagePlus
United ClubSM Card
The premier United travel card offering unlimited United Club access, up to $875 in partner credits, and premier travel perks.
LuxuryPersonal
Visa
Credit profile: excellent$695
Annual fee
5x miles prepaid hotels
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 90,000 miles
Spend $5,000 in 90 days
Verifiedlanding page
Card Offers
public
Earn 90,000 miles
Spend $5,000 in 90 days
landing page
Earning Rates
Prepaid Hotels
5xmiles
Prepay directly through Renowned Hotels and Resorts for United Cardmembers.
United Purchases
5xmiles
Earn 5x miles on entire United purchases with the United Club Card.
Dining
2xmiles
Earn 2x miles on dining including eligible delivery services.
Travel
2xmiles
Earn 2x miles on all other travel including airfare, trains, transit, cruises, hotels, car rentals, rideshare, and tolls.
All Other Purchases
1xmiles
Earn 1x mile on all other purchases.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $695 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.74% - 28.24%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
5 benefits (2 strong or better)
Travel Access & Perks
Travel Credits
Elite Status
Statement Credits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
Designed for loyal United flyers, the United ClubSM Card delivers premium travel privileges including unlimited United Club lounge access, free first and second checked bags, and Premier Access services. Cardmembers earn elevated MileagePlus miles on United flights, prepaid hotel stays, and dining, while enjoying over $875 in annual partner credits across hotels, rideshares, car rentals, Instacart, and JSX flights.
Ready to Decide?
Apply for the United ClubSM Card
Earn 90,000 miles with a $695 annual fee.
Spend $5,000 in 90 days
Similar Cards You Might Like
Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 5 of 5 benefits rated high confidence
- 5 source citations across benefits
- 1 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
Found an error? Report it here.