Card reviewChase
Updated Apr 16, 2026 · research
united club infinite card tilted
ChaseUnited MileagePlusEditorially reviewed

United Club℠ Infinite Card

Premium United Airlines co-branded card with United Club membership, free checked bags, Premier Access travel services, and up to 11x miles on eligible United flights.

LuxuryPersonal
Visa
Credit profile: excellent
$695
Annual fee
11x miles eligible united flights (total)
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

110,000 miles

$1,430 estimated value

Spend $5,000 in 90 days

Verifiedproduct page

Card Offers

public

110,000 miles

Verified

$1,430 estimated value

Spend $5,000 in 90 days

product page

Earning Rates

Eligible United flights (total)
11xmiles

11x total miles on eligible United flights — 6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 5x miles on entire United purchase with the United Club Card. Mileage earning differs for Basic Economy tickets.

All other eligible United purchases
5xmiles

5x miles on all other eligible United purchases.

Hotel stays prepaid through Renowned Hotels and Resorts for United Cardmembers
5xmiles

5x miles on hotel stays when you prepay directly through Renowned Hotels and Resorts for United Cardmembers.

All other travel
2xmiles

2x miles on all other travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls.

Dining
2xmiles

2x miles on dining including eligible delivery services.

All other purchases
1xmiles

1x mile on all other purchases.

Fees

Fee TypeAmount
Annual Fee$695
Foreign Transaction Fee0%

APR Information

Purchase APR
19.74% - 28.24%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

8 benefits (5 strong or better) including 1 hidden gems

Travel Access & Perks

Travel Credits

Elite Status

Statement Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The United Club℠ Infinite Card is Chase's top-tier United Airlines co-branded credit card, offering complimentary United Club membership (a $750+ value), free first and second checked bags for the primary cardmember and one companion, Premier Access travel services, and over $875 in annual partner credits. Earn 11x total miles on eligible United flights (6x as a MileagePlus member + 5x with the card), 5x miles on all other eligible United purchases, 5x miles on hotel stays prepaid through Renowned Hotels and Resorts for United Cardmembers, 2x miles on all other travel and dining, and 1x mile on all other purchases. New cardmembers can earn up to 110,000 bonus miles + 3,000 Premier Qualifying Points (PQP) after qualifying activities.

Ready to Decide?

Apply for the United Club℠ Infinite Card

110,000 miles, worth about $1,430 estimated value, with a $695 annual fee.

Spend $5,000 in 90 days

Reward Program

United MileagePlus

Earns Miles

Learn more

Card Categories

TravelAirlineLuxuryRewards

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 7 of 8 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

Found an error? Report it here.