Card reviewChase
Updated Sep 5, 2026 · research
United Club (Service Mark) Business Card
ChaseUnited MileagePlus

United ClubSM Business Card

United ClubSM access, Premier Access travel services, and over $925 in annual partner credits.

LuxuryBusiness
Visa
$695
Annual fee
8x miles eligible united flights
Top rate
N/A
Foreign fee
N/A
Rating

We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.

Current Welcome Offer

Earn 100,000 miles

Spend $5,000 in 90 days

Card Offers

We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.

public

Earn 100,000 miles

Spend $5,000 in 90 days

public

Earn 10,000 miles

adding an employee card / authorized user

Earning Rates

eligible United flights
8xmiles

8x total miles on eligible United flights, including 6x on Primary Cardmember fare as MileagePlus member plus 2x with card

hotel stays prepaid through Renowned Hotels and Resorts
5xmiles

when you prepay directly through Renowned Hotels and Resorts for United Cardmembers

all other eligible United purchases
2xmiles
all other purchases
1.5xmiles

Fees

Fee TypeAmount
Annual Fee$695

APR Information

Purchase APR
19.74% - 28.24%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

8 benefits (2 strong or better) including 2 hidden gems

Travel Access & Perks

Travel Credits

Elite Status

Statement Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

Card Questions & Answers

Source-backed guidance for the most common questions about this card.

Browse all answers

United ClubSM Business Card currently lists United Club℠ Membership, Renowned Hotels & Resorts Prepaid Hotel Credit, Rideshare Credit, Avis/Budget Car Rental United Travel Credit, Instacart Credit, and JSX Flight Credit. The extracted policy summaries emphasize Primary cardmember and eligible travel companions receive full United Club membership, granting access to all United Club locations worldwide. Valued at $750+ per year. and Receive up to $200 in statement credits annually on prepaid hotel stays purchased directly through Renowned Hotels and Resorts for United Cardmembers..

About This Card

United Club Business Card with United Club membership, Premier Access, free checked bags, 8x on United flights, 1.5x on other purchases, and over $925 in annual partner credits. Annual fee $695.

Ready to Decide?

Apply for the United ClubSM Business Card

Earn 100,000 miles with a $695 annual fee.

Spend $5,000 in 90 days

We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 7 of 8 benefits rated high confidence
  • 8 source citations across benefits
  • 0 of 2 offers verified
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Read our full methodology for how we collect, verify, and rate credit cards.

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