Credit card lineup
Barclays Credit Cards
21 cards available
Current cards
Athleta Encore Mastercard®
A no-annual-fee co-branded Mastercard for Athleta and Gap Inc. shoppers that earns 5X points at Gap Inc. brands, 3X at eligible retail apparel brands, and 1X everywhere else, with points redeemable in the Encore Market or on Gap Inc. purchases.
0 points welcome bonus
JetBlue Card
Earn 3X points on JetBlue purchases, 2X points at restaurants and eligible grocery stores, 1X points on all other purchases. $0 annual fee.
10,000 points welcome bonus

JetBlue Premier Card
6X points on eligible JetBlue purchases, 2X points at restaurants and eligible grocery stores, 1X points on all other purchases
80,000 points welcome bonus

Wyndham Rewards Earner Business Card
Earn Wyndham Rewards points on everyday business spending including 8x at Wyndham hotels and gas, automatic Diamond elite status, and no foreign transaction fees.
45,000 points welcome bonus
RCI Elite Rewards World Mastercard
Earn 5X Rewards for every $1 spent on all eligible RCI purchases, 2X Rewards for every $1 spent on all eligible travel purchases, and 1X Rewards for every $1 spent on all other purchases. No annual fee.
5,000 points welcome bonus

Miles & More World Elite Mastercard
Earn 2 miles per $1 spent on Miles & More partner airline tickets and 1 mile per $1 on all other purchases.
50,000 miles welcome bonus

GM Rewards™ Mastercard®
Earn up to 10x points on eligible GM purchases (7x with card + up to 3x as GM Rewards Member) and 3x points on all other purchases. $0 annual fee.
30,000 points welcome bonus
JetBlue Plus Card
Earn 6X points on eligible JetBlue purchases, 2X points at restaurants and eligible grocery stores, 1X points on all other purchases. $99 annual fee.
70,000 points welcome bonus
Carnival World Mastercard
Earn 2X Fun Points on Carnival Cruise Line purchases and 1X on all other purchases. No annual fee and no foreign transaction fees.
20,000 points welcome bonus
Frontier Airlines World Mastercard
Earn up to 15x miles on eligible purchases at flyfrontier.com, 3x miles on eligible restaurant purchases and 1x miles on all other purchases. $0 intro annual fee for the first year, then $99.
50,000 miles welcome bonus

Xbox Mastercard
Earn 5X points per $1 at the digital Microsoft Store, 3X on eligible streaming services and dining delivery, 1X everywhere else. $0 annual fee. Welcome bonus of 5,000 points after first purchase.
5,000 points welcome bonus
AARP Essential Rewards Mastercard from Barclays
Earn 3% Cash Back on Gas & Drug Store purchases (excluding Target and Walmart). Earn 2% Cash Back on eligible Medical expenses. Earn 1% Cash Back on all other purchases. $0 annual fee.
100 cashback welcome bonus

JetBlue Business Card
6X points on eligible JetBlue purchases, 2X points at restaurants and office supply stores, 1X points on all other purchases.
60,000 points welcome bonus

Upromise World Mastercard
Earn 1.529% cash back on purchases when your Upromise account is linked to an eligible College Savings Plan, or 1.25% otherwise. $100 welcome bonus after $500 spend in 90 days. $0 annual fee.
100 cashback welcome bonus

Emirates Skywards Rewards World Elite Mastercard
Earn up to 3 Skywards Miles per dollar on eligible purchases including Emirates and travel, with a welcome bonus and elite status perks.
40,000 miles welcome bonus
Banana Republic Encore Mastercard
Earn 5X points per $1 at Gap Inc. family of brands, 3X at eligible retail apparel brands, 1X everywhere else Mastercard is accepted. 500 points = $1 redeemable in Encore Market or Gap Inc. brands. No annual fee.
AARP® Travel Rewards Mastercard® from Barclays
Earn 3% cash back on airfare, hotel stays and car rentals, 2% cash back on eligible restaurant purchases, and 1% cash back on all other purchases. $100 cash back bonus after $500 spend in 90 days. $0 annual fee.
100 cashback welcome bonus

Breeze Easy® Visa® Credit Card
A co-branded airline credit card with Breeze Airways that earns BreezePoints on Breeze bundles, groceries, restaurants, and all other purchases — plus an anniversary bonus and no foreign transaction fees.
50,000 points welcome bonus
Gap Encore Mastercard
Earn 5X points per $1 at Gap Inc. family of brands, 3X points per $1 at eligible retail apparel brands, 1X points per $1 everywhere else Mastercard is accepted. No annual fee.
0 points welcome bonus

Emirates Skywards Premium World Elite Mastercard®
A premium co-branded airline card with Emirates Skywards, offering Gold tier status, generous miles earning on Emirates and travel purchases, Priority Pass lounge access, and a $499 annual fee.
50,000 miles welcome bonus

Capital Vacations® World Mastercard®
A co-branded travel rewards card for Capital Vacations members earning up to 5X Rewards on Capital Vacations purchases, with no annual fee and a 0% intro APR on balance transfers for 15 months.
5,000 points welcome bonus
Earning Rates Comparison
44 categories| Category | Athleta Encore Mastercard® | JetBlue Card | JetBlue Premier Card | Wyndham Rewards Earner Business Card | RCI Elite Rewards World Mastercard | Miles & More World Elite Mastercard | GM Rewards™ Mastercard® | JetBlue Plus Card | Carnival World Mastercard | Frontier Airlines World Mastercard | Xbox Mastercard | AARP Essential Rewards Mastercard from Barclays | JetBlue Business Card | Upromise World Mastercard | Emirates Skywards Rewards World Elite Mastercard | Banana Republic Encore Mastercard | AARP® Travel Rewards Mastercard® from Barclays | Breeze Easy® Visa® Credit Card | Gap Encore Mastercard | Emirates Skywards Premium World Elite Mastercard® | Capital Vacations® World Mastercard® |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Airfare, Hotel Stays and Car Rentals | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 0.03% | — | — | — | — |
| All Other Purchases | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 1x | — | — | — |
| All eligible retail apparel brands | 3x | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| All other purchases | — | — | — | — | — | — | 3x | — | — | — | — | — | — | — | 1x | — | 0.01% | — | — | 1x | 1x |
| All other purchases (everywhere Mastercard is accepted) | 1x | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Anniversary bonus | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 10000x | — |
| Capital Vacations purchases (including maintenance fees, exchange fees, and Lifestyles+) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 5x |
| Carnival Cruise Line purchases | — | — | — | — | — | — | — | — | 2x | — | — | — | — | — | — | — | — | — | — | — | — |
| Eligible GM purchases | — | — | — | — | — | — | 7x | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Emirates purchases | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 3x | — | — | — | — | 3x | — |
| Gap Inc. family of brands | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 5x | — | — | 5x | — | — |
| Gap Inc. family of brands (Athleta, Gap, Banana Republic, Old Navy) | 5x | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Grocery Stores and Restaurants (including Breeze Airways inflight food and beverages) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 2x | — | — | — |
| JetBlue purchases | — | 3x | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Miles & More partner airline tickets | — | — | — | — | — | 2x | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Nice Bundles (Breeze Airways) — combined buy + fly | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 4x | — | — | — |
| Nicer Bundles and Nicest Bundles (Breeze Airways) — combined buy + fly | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 10x | — | — | — |
| No Flex Fares (Breeze Airways) — combined buy + fly | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 2x | — | — | — |
| Other purchases | — | — | — | — | 1x | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| RCI purchases | — | — | — | — | 5x | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| RCI, travel, gas and EV charging | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 2x |
| Restaurant purchases | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 0.02% | — | — | — | — |
| Travel | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 2x | — |
| Travel purchases | — | — | — | — | 2x | — | — | — | — | — | — | — | — | — | 2x | — | — | — | — | — | — |
| all other purchases | — | 1x | 1x | — | — | 1x | — | 1x | 1x | 1x | 1x | 0.01% | 1x | — | — | — | — | — | — | — | — |
| all-other-purchases | — | — | — | 1x | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| digital Microsoft Store | — | — | — | — | — | — | — | — | — | — | 5x | — | — | — | — | — | — | — | — | — | — |
| dining delivery services | — | — | — | — | — | — | — | — | — | — | 3x | — | — | — | — | — | — | — | — | — | — |
| eligible JetBlue purchases | — | — | 6x | — | — | — | — | 6x | — | — | — | — | 6x | — | — | — | — | — | — | — | — |
| eligible medical expenses | — | — | — | — | — | — | — | — | — | — | — | 0.02% | — | — | — | — | — | — | — | — | — |
| eligible retail apparel brands | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 3x | — | — | 3x | — | — |
| everywhere else Mastercard accepted | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 1x | — | — |
| everywhere else where Mastercard is accepted | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 1x | — | — | — | — | — |
| flyfrontier.com eligible purchases | — | — | — | — | — | — | — | — | — | 15x | — | — | — | — | — | — | — | — | — | — | — |
| gas and drug store purchases | — | — | — | — | — | — | — | — | — | — | — | 0.03% | — | — | — | — | — | — | — | — | — |
| gift card purchases at MyGiftCardsPlus | — | — | — | — | — | — | — | — | — | — | — | — | — | 1% | — | — | — | — | — | — | — |
| hotels-by-wyndham-and-gas | — | — | — | 8x | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| marketing-advertising-utilities | — | — | — | 5x | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| purchases with linked College Savings Plan | — | — | — | — | — | — | — | — | — | — | — | — | — | 1.53% | — | — | — | — | — | — | — |
| purchases without linked plan | — | — | — | — | — | — | — | — | — | — | — | — | — | 1.25% | — | — | — | — | — | — | — |
| restaurant purchases | — | — | — | — | — | — | — | — | — | 3x | — | — | — | — | — | — | — | — | — | — | — |
| restaurants and eligible grocery stores | — | 2x | 2x | — | — | — | — | 2x | — | — | — | — | — | — | — | — | — | — | — | — | — |
| restaurants and office supply stores | — | — | — | — | — | — | — | — | — | — | — | — | 2x | — | — | — | — | — | — | — | — |
| streaming services | — | — | — | — | — | — | — | — | — | — | 3x | — | — | — | — | — | — | — | — | — | — |